Medically necessary treatment refers to any illness or injury that occurs during Australia and requires immediate treatment and attention and is clinically necessary to diagnose, relieve or treat the disease. This can happen as an inpatient or outpatient in a public hospital, as a public patient. You must also suspend your existing health insurance to ensure that you keep your existing lifetime health insurance. If you have been travelling for more than 5 years, special requirements apply when you return. Illnesses and accidents can occur at any time and medical costs in Australia can be very high. Health insurance can help you protect yourself from some of these costs. Finns are covered by the reciprocal agreement for the duration of their stay in Australia until their visa expires. It is also important to note that even if you are covered by an RHCA, you may need to maintain health insurance to meet your visa requirements. For these reasons, it is always an option for someone from a country with a mutual health agreement to conclude OVHC during his stay in Australia: the terms of the various agreements differ.
In general, the agreements grant residents of both countries reciprocal access to the other country`s public health system for any immediate medical treatment required before their return. Medicare defines medically necessary treatment as any illness or injury that occurs during your stay and requires treatment before returning home. † out-of-pocket costs can be incurred if you see a doctor who does not make a bulk bill. On the Australian government`s website, you will find specific restrictions or considerations that apply to international students and retirees. Australia has mutual health agreements with Finland, Italy, Malta, New Zealand, Norway, the Republic of Ireland, Sweden, the Netherlands, the United Kingdom, the Kingdom of Belgium and the Republic of Slovenia. This is why Australian international visitors must purchase health insurance prior to their arrival, unless their country has a mutual health agreement with Australia. Both travel insurance and the health protection of foreign visitors (OVHC) can contribute to the cost of medical care in Australia. Belgians need a valid Belgian passport, their Belgian health insurance card and their European Health Insurance Card (EHIC) with the initials BE to register with Medicare. You are entitled to the health insurance mentioned above until the expiry date indicated on your visa, your CEV card or your Belgian health insurance card, depending on the previous date. Dutch visitors are entitled to the health insurance mentioned above until the expiry of their visa, CEV card or Dutch health insurance, depending on the above. RHCas are not designed to replace private health insurance.